Sunday, February 17, 2008

CHECK YOUR CREDIT SCORE FOR $7

With all of the emphasis on credit scores as lenders continue to tighten their underwriting guidelines, here's a good reminder...

AnnualCreditReport.com is the only "free" credit report site that offers you a personal credit report with no strings attached. If you want a FICO score along with your report, the cost is $7.

You are entitled to review your credit history with each of the three major credit bureaus once every 12 months.

Research shows that nearly 80% of all credit reports have at least one factual error... perhaps now is a good time to make sure your information is up to date.